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Trade credit · iwocaPay

Order now. Pay later.

Up to £30,000 of credit to spend with 1Way Food Service, on orders from £150. Pay in 30 days, or split it into 3 monthly payments — both interest-free.

Subject to approval. Terms and conditions apply.

Soft credit check About five minutes UK limited businesses and LLPs

How it works

Set up once. Use it on every order.

A Director of the business signs up — the credit and ID check happens once.

1

Check your limit

A soft credit check, so your credit score isn't affected.

2

Sign up

About five minutes, with your decision online.

3

Choose your terms

Pay now, pay in 30 days, or 3 monthly payments.

4

We deliver

Pick iwocaPay at checkout and your order goes out as normal.

How you can pay

Three choices at the iwocaPay checkout

You pick, order by order.

Pay now

Option one

Pay straight away

Scan a code and pay us straight from your bank account.

One payment · Not credit

Interest-free

Option two

Pay in 30 days

Take the delivery now and pay the full amount 30 days later.

One payment · No interest

Interest-free

Option three

3 monthly payments

Split the amount into 3 equal monthly payments.

Three payments · No interest

Pay in 30 days and 3 monthly payments are both interest-free. Repayments are collected automatically, and you can clear the balance early. 1Way Food Service is paid in full at checkout — you repay iwoca. Stuck at the iwocaPay checkout? Call iwoca on 020 3778 0549. Subject to approval. Terms and conditions apply.

Good to know

Questions, answered

Who can apply?

UK limited businesses and LLPs, on orders of £150 to £30,000. A Director must be the one to sign up.

Will it affect my credit score?

No. Checking your eligibility is a soft credit check, so your credit score isn't affected.

How long does it take?

Sign-up takes about five minutes and the decision is made online. The credit and ID check happens once — after that you sign in with the same email.

Is it really interest-free?

Pay in 30 days and 3 monthly payments are both interest-free. Pay now isn't credit — it's a direct payment from your bank account.

Who do I pay?

You repay iwoca. 1Way Food Service is paid in full at checkout, so nothing changes about your order or your delivery.

How are repayments collected?

Automatically, on the terms you chose at checkout. You can also clear the balance early.

Something's gone wrong at the checkout

Call iwocaPay customer support on 020 3778 0549, or message us and we'll help.

See what you can spend

A soft credit check and about five minutes. If you are approved, your limit is ready for your next order.

Subject to approval. Terms and conditions apply.